body { 
	margin: 10px; 
	padding: 0px; 
	font-family: Arial;
	min-width: 765px; 
	font-size: 13px; 
	color: #12253b;
	background-color: #12253b;
	

}

div.padder { 
	padding: 15px;

}

#nav div.padder {
	padding: 0px 0px 0px 15px; 
}

#holder {
	width: 765px;
	margin: 0 auto;
	background-image: url(../images/panels.gif);
	background-position: top; 
	
		
}

#header { 
	padding: 15px;
	position: relative; 
	width: 765; 
	height: 175px; 
	background-color: #ffffff;
	background-image : url(../images/header.jpg); 
	margin: 0px; 
}

#main_menu a, #main_menu a:link {
	color: #12253b;
	text-decoration: none;
	font-weight: bold;
	line-height: 19px;
	margin-left: 5px;
	margin-right: 7px;
}

#main_menu a:hover, #main_menu a:active {
	color: #5d6e82;
	text-decoration: underline;	
}

#contentpanels { 
	width: 765;
	height: 100%;
	background-image: url(../images/panels.gif);
	background-position: top; 
	background-color: #ffffff;
	text-align: justify;
	margin: 0px 0px 0px 0px;
}

#content { 
	width: 765;
	background-position: top; 
	background-color: #ffffff;
	text-align: justify;
	margin: 0 auto;
}



#hpanel { 
	width: 485px;
	height: 120px;
	background-image: url(../images/homepanel.jpg);
	background-position: top; 
	background-color: #ffffff;
	font-family: Arial; 
	font-size: 12px; 
	color: #ffffff;
	text-align: justify;
	margin: 0 auto;
}


#c1 {   

	float: left;
	width: 245px;
	font-family: sans-serif; 
	font-size: 13px; 
	color: #ffffff;
	text-align: left;
	margin: 0px 0px 0px 0px;
	
	
}

#c2 {  

	width: 520px;
	float: right;
	text-align: justify;


}

#title {
	font-family: Arial; 
	font-size: 15px;
	font-weight: bold;
	font-style: italic; 
	color: #12253b;
}

#title2 {
	font-family: Arial; 
	font-size: 15px;
	font-weight: bold;
	font-style: italic; 
	color: #ffffff;
}

#sublink1 a, #sublink a:link {
	color: #ffffff;
	text-decoration: underline;
	margin-left: 0px;
	margin-right: 0px;
}

#sublink1 a:hover, #sublink1 a:active {
	color: #7e8ea5;
	text-decoration: none;	
}

#footer {  
	clear: both;
	width: 765;
	height: 89px;
	background-image: url(../images/footer.jpg);
	background-position: top; 
}